The 5-day HELOC. Rates live today. Check my rate →
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The 5-day HELOC.

Check your rate in 5 minutes. No credit impact.

Check My Rate → See how it works
★ 4.97 · 1,200+ reviews · BBB A+ · NMLS #2716106
How It Works

From application to funded in 5 days.

Step 01

Apply

5 minutes. Soft credit check only.

Step 02

Verify

Connect your bank securely.

Step 03

E-sign

Notarize on video. No office visits.

Step 04

Funded

Deposited in as few as 5 days.

Run The Numbers

See what it could look like for you.

No personal info required.

Estimates only. Actual rate depends on credit, equity, and property.

Estimated monthly payment
$846
Principal & interest.
Total interest$26,508
Total cost$101,508
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What You Can Do

One line. Many possibilities.

Debt consolidation
Home improvement
Small business
Education
Major purchases
Customer Stories

Real homeowners. Real results.

Frequently Asked

Straight answers.

Will checking my rate affect my credit?
No. Rate checks use a soft credit inquiry. A hard inquiry only happens if you choose to proceed with a full application.
How much can I borrow?
Typically up to 85–90% of combined loan-to-value. Loan amounts range from $15,000 to $400,000.
How fast can I get funded?
Average time from application to funding is five business days, depending on document verification and notarization timing.
Are there prepayment penalties?
No prepayment penalties. Ever. An origination fee applies at closing and is disclosed in writing before you sign.

Got another question? Ask our assistant or call 858-258-9249.

Your equity, in five days.

Check your rate in 5 minutes. No credit impact.

Check My Rate →